Our Qualifications

R. DALE COLBY, JR., ChFC, CLU, PACE, CLTC

1.     Society of Financial Service Professionals—professional society that has as its mission the advancement of the professionalism of credentialed members in diverse disciplines so that they may better serve clients’ financial needs.  The Society is committed to: Continuing education that is comprehensive, current, and practical and which extends the wisdom of its membership; Members who abide by the Society’s Code of Professional Responsibility; Networks that create a professional home identified by a set of core values, beliefs, and the opportunity for learning and growth.

2.   Investment Advisor Representative—this credential is a result of successfully passing the FINRA Series 65 license examination.  This license is required to provide clients with fee based money management programs.  Other FINRA series licenses held include: Series 6, 22 and 63.

3.     20 years of experience in providing financial services to sophisticated clients.

4.     Chartered Financial Consultant (ChFC)—designation whose course work covers the broad knowledge and skills necessary to provide comprehensive financial service to clients in tax planning, economics, financial statement analysis, insurance, investments, wealth accumulation, and estate and gift tax planning.

5.     Taught the ten-course curriculum for Chartered Financial Consultant designation. 

6.     Chartered Life Underwriter (CLU) provides the nation’s foremost professional designation in life insurance field services and management.

7.     Professional Achievement in Continuing Education (PACE) requires 30 hours of commitment every two years to continuing education or forfeiture of CLU/ChFC designation.

8.     AMTC Designation provides a certification of skills necessary for management of full service financial planning office.

9.     Certified in Long Term Care (CLTC) establishes a commitment to the ethical practice of long term care consultation as well as the skill and expertise to knowledgeably consult with clients.

10.Lectured and conducted seminars on the topics of investment planning, estate planning, charitable planning, long term care planning, trust planning and business exit planning.